Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.

The information contained in this website is of a general nature and does not take in to account your personal needs and requirements. The figures shown in the calculators do not constitute an offer for finance. Lender policy and conditions, fees and charges will apply.

The information provided by the calculator is intended to provide illustrative examples based on the stated assumptions of your input. Results are a guide only and do not constitute financial advice or a guarantee of an outcome. You should always discuss your individual circumstances with a representative of Capital Lab.

​

​

SES Phoenix Journal - March 2026 - print advertisement promotion.

Terms and conditions.

1. To qualify, when making an enquiry for finance with Capital Lab, you must mention having seen the advertisement and promotion and where. 

2. Your application for finance must be submitted to the recommended lender by December 2026.

2. Your new loan must be settled prior to 30 March 2027.

3. Your new loan amount must exceed $400,000 (amount financed) in obtaining gift card.

4. Limit of 1 gift card for loan transaction, settled loan.

5. $250 Gift card payment will be paid for settled loans by hand or mail delivery of gift card to customer(s) within (7 days of settlement).

6. Active SES Volunteers who show proof of volunteer service will receive a gift card totalling $500. 

​